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“The 16th Amendment must be construed in connection with the taxing clauses of the original Constitution and the effect attributed to them before the amendment was adopted.” EISNER v. MACOMBER, 252 U.S. 189 (1920).

iStock ImageCTEC classes If you are out of your teens, you have undoubtedly noticed the government takes certain positions on public issues. The most obvious is its position on promoting the middle class through home ownership programs. These programs are often expressed in first time home buyer loan guarantees through HUD and so on.

CTEC approved provider The workshop has been approved in Florida, Georgia, North Carolina, Wisconsin and Nevada. I have been conducting workshops around the country on this subject and have had an opportunity to talk with homeowners facing foreclosure, real estate investors, mortgage professionals and attorneys. After understanding what the concept really is, all came away with a better understanding.

So, does any of this sound interesting? If you want some money for college, it should. Scholarships for adults going back to school have simple qualifications. Visit the website of an affiliated company, enter your name and email address, and learn which scholarships could be yours! It’s free, and the effects on your life could be endless.

CTEC courses A CPA [Certified Public Accountant] is a highly trained and licensed individual. Passing the boards to become a CPA is extremely difficult. Once a person becomes a CPA, they also are required to pursue up to 40 hours of continuing education. The downside of using a CPA, of course, is the higher competency translates to higher costs. Still, you get what you pay for, so a CPA may be the answer if you are doing well financially and are looking for guidance on tax planning.

What exactly is a reverse mortgage? It is a way for someone 62 years of age or older to borrow against the equity of their home to get tax-free cash. There are no loan payments until you die, sell your home or move from your california home equity loan. A reverse mortgage is a way of getting money from your home without having to make monthly payments.

Are you self employed? Do you have investment income, own rental property? Are you part of a limited partnerships, own S-corporation stock? Do you have capital gains or capital losses? Did you take money out of a pension or annuity? Did you receive foreign income? Have a casualty loss, or investment expenses? Will your return show more than just wages, mortgage interest and real estate taxes? Do you want help with tax planning and financial guidance? Then you should look to a tax professional.

This is a national muni bond exchange traded fund (ETF), so it is only tax-free for federal income taxes. The expense ratio is a low .25% and the fund holds over 375 different bond positions. 83% of the fund is invested in bonds rated AA or higher. The average duration of the fund is 7.5 years.